Terms of Use

Last updated: May 18, 2026

Introduction

These Terms of Use govern your access to and use of the website located at hoc-trade.com (the "Website"). By accessing or using the Website, you agree to be bound by these Terms of Use. If you do not agree, please do not use the Website.

The Website is operated by

Hoc-Trade Technology Pte. Ltd.

("Hoc-Trade", "we", "us", or "our"), a company registered in Singapore (company registration number 202411346W) with its registered office at 11 Collyer Quay, #17-00 The Arcade, Singapore 049317.

These Terms of Use apply only to your use of the Website. If you sign up for the TradeMedic™ AI product, the separate TradeMedic Terms of Service will also apply to your use of the product. Your personal data is handled in accordance with our Privacy Policy.

1. Eligibility

The Website is intended for users aged 18 or older. By accessing the Website, you represent that you are at least 18 years of age. If you are using the Website on behalf of an organization, you represent that you have authority to bind that organization to these Terms of Use.

2. Nature of Hoc-Trade's services

Hoc-Trade is a technology company that develops behavioral analysis algorithms for retail trading. We are not a financial services provider. Nothing on the Website — including any data, research findings, insights, commentary, videos, or other content — constitutes financial, investment, or trading advice. We do not manage funds, execute trades, or make recommendations about what to trade or when to trade.

Any decisions you make about trading, including what to trade, when to trade, and how much to risk, are solely your own.

3. Intellectual property

All content on the Website — including text, graphics, logos, images, data compilations, software, and the design and arrangement of the Website — is the property of Hoc-Trade or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may view and download content for personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content without our prior written permission.

The TradeMedic™ name, the hoc-trade name, and associated logos are trademarks of Hoc-Trade. You may not use them without our prior written consent.

4. Third-party links

The Website may contain links to third-party websites, including those of our broker partners. These links are provided for convenience only. We do not control, endorse, or accept responsibility for any third-party websites, their content, or their privacy practices. Accessing third-party websites is at your own risk.

5. User conduct

When using the Website, you agree not to:

  • Use the Website for any unlawful purpose or in violation of any applicable law or regulation.
  • Attempt to gain unauthorized access to any part of the Website, its servers, or any connected systems.
  • Use automated tools (bots, scrapers, crawlers) to access or collect data from the Website without our prior written permission.
  • Interfere with or disrupt the Website's operation or the servers and networks connected to it.
  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity.

6. No warranty

The Website and all content on it are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or reliability of any content on the Website.

7. Limitation of liability

To the maximum extent permitted by applicable law, Hoc-Trade and its directors, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of the Website, whether based on warranty, contract, tort (including negligence), or any other legal theory.

Our total liability to you for all claims arising from or related to the Website will not exceed S$100 (one hundred Singapore dollars).

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded or limited by applicable law.

8. Changes to the Website and these Terms

We may update, modify, or discontinue any part of the Website at any time, with or without notice.

We may also update these Terms of Use from time to time. We will update the "Last updated" date at the top of this document when we make changes. For material changes, we will provide reasonable advance notice — typically by a banner on the Website or an email to users with accounts. Your continued use of the Website after changes take effect constitutes acceptance of the updated Terms.

9. Termination

We may suspend or restrict your access to the Website at any time if we reasonably believe you have violated these Terms of Use or if required by law. You may stop using the Website at any time.

10. Governing law and disputes

These Terms of Use are governed by the laws of Singapore, without regard to conflict-of-law principles. Any dispute arising from or relating to these Terms of Use or your use of the Website will be resolved in the courts of Singapore, which will have exclusive jurisdiction.

If you are a consumer resident in the European Union or the United Kingdom, you retain the right to bring proceedings in the courts of your country of residence in consumer matters, and the mandatory consumer protection laws of your country of residence will apply to the extent they provide greater protection than Singapore law.

11. General provisions

  • Entire agreement. These Terms of Use, together with the Privacy Policy and any other terms referenced from them, constitute the entire agreement between you and Hoc-Trade regarding the Website.
  • Severability. If any provision of these Terms is found unenforceable, the remaining provisions will remain in full effect, and the unenforceable provision will be replaced by an enforceable provision that most closely reflects its intent.
  • No waiver. Our failure to enforce any provision of these Terms is not a waiver of our right to enforce it later.
  • Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

12. Contact us

Questions about these Terms of Use: info@hoc-trade.com Hoc-Trade Technology Pte. Ltd. 11 Collyer Quay, #17-00 The Arcade, Singapore 049317